A loan of $200 helped to purchase additional inventory and as working capital.


Everly's story

Everly L. is from the village of Poblacion, Kalilangan, Bukidnon. She is 24 years old. Everly is married and has one infant. To make a living, Everly owns & operates a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes from buying and selling rice in the local community. Everly has been engaged in her business for over one year and earns approximately 8000 PHP a month for these activities. In 2010, Everly joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Everly has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to to purchase additional rice to sell. Everly is requesting a new loan of 8000 PHP which will be used to purchase additional inventory and as working capital. This will be the 2nd loan taken out by Everly from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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Loan details