María is 53 years old. She is a single mother, and she lives in the urban area called Guasmo, which has a large number of businesses. She designs and sews clothes.
She started her sewing workshop 10 years ago, refitting part of her home to house the business. She sews and designs every day, but has no fixed timetable since she works from home. One problem she has with her work is that one of her sons is ill, and because she is divorced, she has to spend a lot of time taking care of him.
In order to be able to make more clothes for her clients, she wants to use this loan to buy a sewing machine and fabrics. In the future, she would like to have a workshop based outside of her home so that she could have more space and hire people to help her.
María de 53 años, confecciona y cose ropa, es madres soltera y vive en una zona urbana llamada Guasmo, caracterizada por la cantidad de habitantes comerciantes.
Hace 10 años comenzó con su taller de costura y confección readecuando una parte de la casa para poder tener su negocio. Todo el día cose y confecciona no tiene horario fijo porque trabaja en su casa, uno de los inconvenientes que tiene para hacer su trabajo es que uno de sus hijos esta enfermo y debe dedicarle mucho tiempo ya que esta divorciada.
Para tener mas oportunidades de confeccionar ropa a sus clientes ella quiere comprar con el préstamo una maquina de coser y telas para su taller de costura. En el futuro quiere tener su taller fuera de su casa para tener mas espacio y gente que le ayude.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.