Check out some available loans that are similar to this one!
Rosa Maria
Rosa María is a 35 year-old teacher who has worked for nine years at the Salomón Ibarra Mayorga School in the Los Angeles settlement, five kilometers from Nueva Guinea. She has two children. The older is seven years old and the baby was born six months ago. Her husband also works as a teacher and they both share the family's household expenses.

She is requesting her third loan from AFODENIC with the goal of building a room with better conditions, in order to have privacy in their home. Their family is growing and they need more space to develop well. Her dream in life is, above all, that her family have good health, stable jobs, and that her children go to school.
View original language description ↓
qLa profesora Rosa Marìa de 35 años de edad trabaja en la Escuela Salomòn Ibarra Mayorga desde hace 9 años en la colonia Los Angeles a 5 km de Nueva Guinea, tiene de 2 hijos el mayor de 7 añitos de edad y un bebito de 6 meses de nacido, su esposo trabaja tambien como docente y ambos comparten con los gastos familiares del hogar.

stà solicitando su 3er crèdito a la instituciòn con el objetivo de construir una habitaciòn con mejores condiciones y asì tener privacidad en el hogar ya que su familia esta creciendo y necesitan mas espacio para desarrollarse mejor, su sueño en la vida es sobre todo es que su familia tenga salud,estabilidad laboral y que sus hijos estudien.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Rosa Maria to add a room to her house, for her growing family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Oct 1, 2010
Currency Exchange Loss:
Feb 15, 2012