El Jardin Group
Nelsis M., age 40, is a single mother with three children. Her oldest daughter helps her take care of her younger siblings while Nelsis prepares the sweets that she sells at the school square. In the mornings she sells her sweets to the students at the school, and in the afternoon she sells soft drinks. She will use the loan to buy soft drinks and meat to prepare the treats.
Maria Josefina A. is 49 years old, and she has four children. Maria sells bread, used clothes, tamales, and tortillas. She is a woman who wants to get ahead, and she works very hard to do so. She will use the loan to buy used clothes.
Ada Nohemy C. M. is 24 years old, and she has two children. Her husband helps her every month with the household expenses and the children’s expenses. Ada sells perfumes, creams, talcum powders, and shampoos from the Avon line of products. Ada is an elementary school teacher. As she has not been able to find work during the last five years, she has devoted herself to commerce. She also makes treats like tamales, pastries, popsicles, and chocolate covered bananas. That is the way that she tries to get ahead. She will use the loan to buy cosmetics.
doña Nelsis M. tiene 40 años de edad, es madre soltera y tiene tres hijos, la hija mayor le ayuda a cuidar a sus hermanos pequeños mientras Nelsis se dedica a preparar las golosinas que vende en la glorieta
sus ventas son con los alumnos del colegio por la mañana y en las tardes vende refrescos.
el credito lo utilizara para comprar refrescos y carnes para preparar las golosinas.
doña Maria Josefina A. tiene 49 años de edad, tiene cuatro hijos, Maria se dedica al comercio de pan, venta de ropa usada, tamales y tortillas.
Maria es una mujer que quiere salir adelante, se esfuerza mucho para lograrlo.
el credito lo utilizara para la compra de ropa usada.
la sra. Ada Nohemy C. M. tiene 24 años de edad, tiene dos hijos. Su marido le ayuda economicamente todos los meses con los gastos del hogar y de los niños.
Ada se dedica a la comercializacion de perfumes, cremas, talcos, shampoos de la linea de productos avon.
Ada es maestra de educacion primaria, pero como no a encontrado trabajo durante los ultimos cinco años se a dedicado al comercio tambien prepara golosinas, como tamales, ojuelas, charamuscas, chocobananos. de modo de tratar de salir adelante.
El credito lo utilizara para la compra de cosmeticos.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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