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Martha Isabel
Martha, age 31, lives in El Fortin, an area known for its dirt roads and informal vendors. She runs a small general store from her parents' home.

She started her business in 2005, when she was given an inheritance, which she then invested in remodeling the house to set up her small shop. She wakes up every day at 5:30 in the morning, when her three children go to school. She then opens her shop in which she sells all types of provisions like rice, sugar, cooking oil, etc.

In order to better stock her shop, she would like to purchase rice, diapers, and a meat freezer with this loan. In the future, she would like to open up another business in order to ensure a steady income for her children.

View original language description ↓
Martha de 31 años, vive en el Fortín una zona caracterizada por sus caminos de tierra y comerciantes informales. Tiene una pequeña tienda de víveres en la casa de sus padres.

Ella comenzó con su tienda en el 2005 desde que le dieron una parte de una herencia y toda la invirtió en readecuar su casa para ubicar una pequeña tienda, se levanta todos los días desde las 05h30am cuando sus tres hijos se vana a la escuela y después abre la tienda. Vende todo tipo de víveres como arroz, azúcar, aceites etc.

Para surtir mas su tienda ella quiere comprar con el préstamo arroz, pañales y un congelador para las carnes. En el futuro quiere tener otro negocio para poder asegurar la economía de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martha Isabel purchase rice, diapers, and a freezer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2010
Sep 20, 2010
Currency Exchange Loss:
Oct 15, 2011