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Jenelyn T. is a married woman who lives in Brgy. 4, Sipalay City, Negros Occidental. She earns her living by operating 3 business ventures: Videoke rental, coconut shell sales and fish vending. Her husband Jenises, who is 31 years old, works as a Security Guard to earn his living, and also helps in his wife's business activities. They have 3 children who are 8 to 10 years old.

Jenelyn joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 11 loans from NWTF-Project Dungganon, Jenelyn has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 8000 PHP helped her earn a monthly profit of 5000 PHP, uplifting the family's standard of living. This time, for her 12th loan cycle, she is borrowing 15000 PHP, with which she intends to purchase one more videoke machine. This will increase her income and she will continue to save up for the future improvement of their house and the education of their children. Jenelyn T. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 352
    View loans »
    Philippines Loans Fundraising
  • $70,736,800
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Jenelyn purchase New Equipment.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 27, 2010
Sep 22, 2010
Currency Exchange Loss:
Apr 15, 2011