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Shabana's Group
In this Group: Shabana, Ailas, Nasreen, Mumtaz, Lubna Shahzadi, Sugran, Akhtar
Shabana lives in Gujranwala which is a well-known industrial city in Pakistan. She is a 40-year-old lady who married A. H. nineteen years ago; she has been living in Gujranwala since her marriage. She is the mother of five daughters and two sons. Four out of seven are receiving an education. It is not possible for Shabana to send all of her children to school with her current financial situation.

Shabana’s eldest son drives a rickshaw. He left his education after completing his 8th standard and decided to work to contribute to the family financially. Shabana supports her family by doing sewing and embroidery work. She deals with good number of clients and receives regular orders.

Shabana has applied for a loan from Kiva partner, Asasah for her husband’s shoe-making business. With the loan, her husband will buy items such as leather, a shoe polisher and nails in large quantity to fulfill his larger orders on time. He receives orders from different factories and shoe shops.

Shabana is very confident that this investment will bring positive changes to her husband’s business and that her family will be able to improve their living standard. This is her 2nd loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shabana's Group's $1,500 loan helped a member to enable her husband to buy required items for his shoe-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 22, 2010
Currency Exchange Loss:
Sep 15, 2011