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This is 52 year-old Mohamed. He is married and has five children (aged 27, 21, 17, and 8 year-old twins). He has three additional dependents who live with him because they came for education since there is no opportunity for education in the village.

In 1985, Mohamed established his bread business as a means to support his family. Working 7 days a week and 12 hours a day, he earns about 1,379,000SLL every month. He would like a loan of 4,000,000SLL. Mohamed needs the loan to buy more bags of bread flour. He hopes that this loan will enable him to increase his monthly profits by approximately 206,850SLL.

In the future, Mohamed plans to give his wife some capital to start a new business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,975.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mohamed to purchase bread flour.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 21, 2010
Currency Exchange Loss:
Aug 16, 2011