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Osmar Daniel
Don Osmar is a resident of the neighborhood of San Miguel. His family is made up of his wife and 3 young children. He carries out ranching activities with his small inventory of livestock, as well as working in agriculture as his main sources of income. Osmar needs this loan to invest in improved grass installation to be able to provide better food to his herd of cattle. His ideal dream is to have a farm with good pasture conditions to improve milk production, thereby increasing income for his nuclear family. In his community he is considered progressive, hardworking, and responsible. Osmar hopes the requested loan will make his dream a reality.
View original language description ↓
Don Osmar es habitante de laColonia San Miguel, su familia esta conformada por su esposa y 3 hijos manores de edad, labora en su parcela realizando actividades pecuarias con su pequeño inventario ganadero, como tambien actividades agricolas, siendo sus principales fuentes de ingreso, necesita este financiamiento para invertirlo en establecimiento de pasto mejorado y asi poder brindar mejor alimentacion a su a su hato bovino, la mayor intencion de este cliente es tener una finca con buenas condiciones de pasto para mejorar la produccion de leche, logrando mejorar su ingreso economico en el nucleo familiar, en su comunidad lo consideran como un hombbre progresivo, trabajador y responsable, espera ser beneficiado con el fondo KIVA para poder hacer realidad su sueño.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Osmar Daniel to improve pasture conditions by installing grass.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Aug 28, 2010
Sep 17, 2010
Currency Exchange Loss:
Jun 15, 2011