Bokk Jomm Group
Mrs. Hélène Ndion, standing on the left in the back row on the photo, raising her right hand, is the group’s leader. She is a widow, 65 years of age. She is the mother of nine, but her children are all grown now. However, she has two granddaughters in her care. Her line of business is selling a couscous-type dish cooked with millet. She also sells millet flour and peanut paste. With her new loan she is going to boost her stock and purchase three bags of millet and two buckets of peanut paste in order to better meet her customers’ needs and increase her profit margins. Her goal is to help her children pay for groceries as well as to provide for her personal needs.
Madame Hélène N. debout derrière à gauche de la photo et soulevant la main droite est responsable du groupe. Elle est veuve et âgée de 65 ans. Elle est mère de 9 enfants mais qui sont tous majeurs. Par contre elle a la responsabilité de ses deux petites filles.
Elle fait du commerce avec la vente de couscous préparé à base de mil. Elle vend également de la farine de mil et de la pâte d'arachide.
Avec son nouveau crédit elle va augmenter son niveau d'approvisionnement en achetant trois sacs mil et deux seaux de pâte d'arachide pour mieux satisfaire sa clientèle et augmenter sa marge bénéficiaire.
Son objectif est d'aider ses enfants dans la prise en charge alimentaire de la famille et de satisfaire ses besoins personnels.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid