A loan of $175 helped to purchase additional products to sell.

Janet's story

Janet A. is from the village of Sinian, Baliangao, Misamis Occidental. She is 29 years old, married and has two infant-aged children. To make a living, Janet owns and operates a specialized retail store selling fish and shrimp in the local community. Janet has been engaged in her business for over two years and earns approximately 1,500 PHP per month from these activities.

In 2010, Janet joined Kiva partner, GDMPC, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 3,000 PHP from GDMPC. This loan was used to invest in expanding the business. Janet is requesting a new loan of 7,000 PHP, which will be used to purchase additional products to sell. This loan will be her second from GDMPC. She plans to use the additional revenue generated from the business to supplement her family's income.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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