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Cajina Group
In this Group: Blanca Azucena, María Lidia, Ana Virginia
The group Cajina is made up of three hard-working women. One of these women is Blanca Almendares who started out selling Eskimo products. Currently, she sells clothing. She will use the loan to invest in this business. Her goal is to have her own small store.

The other members of the group are María Lidia M. Dávila, who sells pastries, chocolate covered bananas and ice cream that she makes herself, and Ana Virginia P. Martínez who runs a small restaurant that makes authentic, home cooked, Nicaraguan foods.
View original language description ↓
El grupo Cajina lo integran tres mujeres trabajadoras una de ellas es Blanca Almendares quien inicio vendiendo esquimo. En la actualidad comercializa de ropa, negocio en el que invertirá el crédito y con el cual tiene la meta poner una pequeña tienda.

Las otras integrantes del grupo son María Lidia M. Dávila quien comercializa reposterías, chocobananos y helados que ella misma elabora mientras Ana Virginia P. Martínez tiene una pequeña fritanga.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cajina Group's $1,075 loan helped a member to purchase clothing to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 11, 2010
Sep 16, 2010
Currency Exchange Loss:
Mar 15, 2011