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Rina Pilar
Rina, 48, has a small, well stocked stationery shop in the front part of her house. She lives in an urban area called “Las Orquídeas” so called because when it was discovered there were a lot of orchids there.

When she started to live in her house she noticed that there were no stationery shops in her area. Because they needed additional income she used her savings to buy stationery items and started to sell them. Gradually her clientele grew and she now works from 7:30am until 7pm. She also sells shoes and clothing.

She wants to use the loan to buy stationery items and shoes for her shop. In the future she’d like to make improvements to her home and to her store.
View original language description ↓
Rina D. 48 años, tiene una pequeña papelería muy surtida en L. parte delantera D. su casa. Vive en una zona urbana “Las Orquídeas” llamado así porque en su descubrimiento habían muchas flores orquídeas.

Cuando comenzó a vivir en su casa vio que por el sector no había papelerías, y como necesitaba un ingreso adicional compro papelería con sus ahorros y empezó a venderlos. Poco a poco fue incrementando L. clienteL. hasta ahora que trabaja desD. las 07h30am hasta las 19h00pm. VenD. también zapatos y ropa.

Con el préstamo quiere comprar papelería y zapatos para su negocio. En el futuro quiere mejorar su casa y local.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rina Pilar stationery items, notebooks, pens.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2010
Sep 16, 2010
Currency Exchange Loss:
Oct 15, 2011