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Fanny Flor
Fanny is 29 years old and has a shop where she sells natural products. She lives in the urban area of “Orquídeas”. (It was named “the orchids” because a large number of these flowers were found there at the time of its discovery).

Due to lack of other opportunities, she decided to learn more about the health of the human body and began selling products for “Herbal Life”, a company that sells natural products to micro-businesses at a low price. She begins by chatting with her customers and then offers them her products. She works from very early in the morning until nightfall.

With the loan, she wants to buy display cases and “Herbal Life” energizers for her business. In the future, she wants to have her own naturalistic center so she will have sustainable income.
View original language description ↓
Fanny de 29 años, tiene una local donde vende productos naturales, vive en una zona urbana “Las Orquídeas” llamado así porque en su descubrimiento habían muchas flores orquídeas.

Por la falta de oportunidades y aprender mas sobre la salud del cuerpo humano ella comenzó a vender productos naturales como “Herbalife” empresa que vende productos naturales a un bajo costo para micro empresarios. Ella inicia en las mañanas a dar charlas a sus clientes y después le ofrece los productos, trabaja desde muy temprano hasta el anochecer.

Con el préstamo quiere comprar vitrinas para su negocio y energizantes. En el futuro quiere tener su propio centro naturista para tener ingresos sostenibles.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Fanny Flor display cases, "Herbal Life" energizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 17, 2010
Currency Exchange Loss:
Apr 15, 2012