A loan of $450 helped to purchase more seashells to sell.

Baby Rose's story

Baby Rose S. is a married woman who lives in Prk. Kawayanan, Brgy Vito, Sagay City, Negros Occidental. She earns her living by operating two business ventures: buying and selling seashells and an electronic reloading business. Her husband, Gary S., who is 37 years old, works as a security guard to earn his living. They have two children who are 1 and 10 years old.

Baby Rose joined NWTF-Project Dungganon in 2003 because she wanted something better for her family. With the help of her past nine loans from NWTF-Project Dungganon, and by the sweat of her brow, Baby Rose has been incrementally lifting her family out of poverty. Her previous loan of 19,500 Philippine pesos (PHP) helped her earn a monthly profit of 6,000 PHP, improving the family's standard of living. This time, for her 10th loan, she is borrowing 19,500 PHP, which she intends to use to purchase more seashells to sell so that she can continue to save up for the future to meet their daily needs. Baby Rose S. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

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Loan details