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Nurjamal's Group
In this Group: Nurjamal , Azizbek , Orunbai , Yhval
Nurjamal S. is the leader of this group. She is 33 and married. Her spouse is a road organization employee. The couple has four children. The older ones are schoolboys, and the youngest goes to a kindergarten. Two years ago, Nurjamal’s mother-in-law handed her business over to her. With the received profit she was able to afford a small summer café. She earns 5000 soms per month. Nurjamal saved some money and wants to purchase a vehicle, but she doesn’t have enough money, so she hopes to obtain this loan. In winter Nurjamal wants to improve service in order to attract more customers to the café.

Azizbek A., 29 and married. His wife has a job as a database operator in MKK “Bai Tushum”. The couple has no children yet. Azizbek earns his living by working as a taxi-driver. His earnings helped him to get a vacuum-cleaner and a DVD-player. In order to continue his taxi-driver work, Azizbek needs to do car repairs, and he has to buy two tyres. That’s why he needs a loan. In future he is planning to build a new shop.

Orunbai S., 35, is married. In order to supplement the family income, his wife had to go work in Russia. Their three children attend school and kindergarten. Orunbai offers Xerox service; in that way he earns his living. Thanks to his hard work, he has managed to buy a computer and a TV. He also needs a printer to expand his service, and that is the purpose of this loan. In future he wants to open his own photo salon.

Yhval B., 31 and married, is the treasurer of the group. Her husband is a cattle breeder. They are bringing up two children. Yhval is working as a specialist in FGK “Kompaniyon”. Her salary has helped her to buy an oven and a DVD-player. With money received from the loan, she wants to purchase a whip. In future she wants to buy a car and to expand their raspberry plantation.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nurjamal's Group's $1,475 loan helped a member to purchase a vehicle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2010
Sep 20, 2010
Currency Exchange Loss:
Jan 15, 2011