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Farzana's Group
In this Group: Farzana , Ramzan, Zarina, Farzana
Farzana is a resident of a small village in the city of Chichawatni called Hayatabad. Chichawatni city in Pakistan is famous for its agriculture industry.

Farzana sells bangles to financially support her family. Her husband is a rickshaw driver. He drives someone else’s rickshaw. He wants to buy his own auto rickshaw which will stop him from paying rent. In this way, his income will increase and the rickshaw will become an asset for his family as well. Farzana has applied for a loan from Asasah to financially assist her husband in this regard. She is very confident that her husband will be able to improve his business and income by investing money in purchasing his own auto rickshaw.

Farzana is the mother of a 4-year-old daughter. She wants to give her an education so it is very necessary for her husband’s business to improve. She is a regular loan user of Asasah and is in her third loan cycle. In previous years, she has proved herself a responsible client who has paid her installments on time and never missed any meeting.

Note: In the picture, the lady who holds a book (an Asasah passbook) in her hand is Farzana.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 263
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $775 loan helped a member to buy a rickshaw.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Sep 17, 2010
Currency Exchange Loss:
Aug 15, 2011