A loan of $700 helped a member to purchase livestock to breed.


Emelinda's Group's story

Emelinda F. is from the village of La Paz, Cabatuan, Isabela. She is 43 years old. Emelinda is the group leader of a 6-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Emelinda is married and has 3 adult-aged children. To make a living, Emelinda owns and operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes primarily from raising pigs for fattening and sale. Emelinda has been engaged in her business for over 5 years and earns approximately 3,500 PHP when she sells the animals she raises. In 2010, Emelinda joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Emelinda is requesting a new loan of 5,000 PHP, which will be used to purchase breeding livestock. This loan will be the 1st loan taken out by Emelinda from ASKI. She plans to use the additional revenue generated from the business to improve/expand her business. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has 29 branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolk and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Emelinda, Estela, Liza, Nenita, Amarles, Lilia
*not pictured



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