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Sirly Johana
Sirly, 24, lives in an urban zone called “Las Orquídeas” so called because when it was first discovered there were many orchids there. She sells Esika brand personal use items via a clothing catalogue.

She started to work because employment opportunities were few. She isn’t married but has a two-year-old son. She started working using a friend of hers i.d. number with one of these catalogues. When she got the opportunity to enroll as a seller herself, she invested money and bought clothes to sell to her acquaintances and friends. Now she doesn’t have a fixed work schedule because she works at all hours.

To continue with her sales she needs a loan to buy clothing and personal use items like perfumes and creams.

In the future she’d like to be a sales leader and be able to buy a vehicle.
View original language description ↓
Sirly de 24 años, vive en una zona urbana “Las Orquídeas” llamado así porque en su descubrimiento habían muchas flores orquídeas. ElL. vende productos de uso personal por una revista de ropa llamadas Esika.

Comenzó a trabajar por L. falta de oportunidades ya que no esta casada pero tiene hijo de dos años, inicio con el código de una de sus amigas en esta revistas, cuando realmente tubo L. oportunidad de ingresar como vendedora invirtió dinero y compro ropa para venderL. a sus amigos y conocidos. Ahora elL. no tiene horario fijo por lo que trabaja a toda hora.

Para seguir con las ventas elL. quiere compra con el préstamo ropa y productos de uso personal como perfumes y cremas. En el futuro quiere ser una líder de ventas y poder comprar un vehiculo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sirly Johana for clothing, perfumes and creams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2010
Sep 15, 2010
Currency Exchange Loss:
Oct 27, 2011