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This is 42 year-old Sallay. She is married, and has 4 children aged 6, 10, 12 and 17. In 1985, Sallay established her cookery and her rice and palm oil business because of her zeal to help her husband and support their family. Changes in price and high transportation costs are challenges she often encounters. Working 7 days a week and 10 hours a day, she earns about 881,056 SLL every month.

Sallay needs a loan of 3,000,000 SLL in order to buy stock such as 30 rubbers of vegetable oil at 100,000 SLL each, 10 bags of rice at 102,000 SLL each, and 10 rubbers of palm oil at 75,000 SLL each. She hopes that this loan will enable her to increase her monthly profits by approximately 450,000 SLL. In the future, Sallay plans to help her husband educate their children, and buy a piece of land. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 3,980.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Sallay to buy various supplies for her stall.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Sep 16, 2010
Currency Exchange Loss:
Apr 15, 2012