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Vera is a widow with one daughter. She runs a small business selling various cosmetic items: shampoos, hair-dyes, soaps, detergents, etc. She has been in this business for 19 years. When Vera's husband died, she had to continue the business that he initially started. She worked hard, learned a lot, and finally was able to sustain the business and even open several more locations to make this business a success. At the moment she’s got 5 locations that provide jobs for 15 employees.

Vera would like to borrow 12,000 UAH to increase the assortment of her inventories. Her business goal is to open one more location in her town. She wants to save enough money to be able to help her daughter study at college.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Vera to purchase inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 15, 2010
Currency Exchange Loss:
Apr 15, 2011