A loan of $1,025 helped educational expenses for her son's SOLAS course.


Lilian's story

Mrs. Lilian U. is from the Barangay of Minsubong, Tangub City, Misamis Occidental. She is 48 years of age, married to Jesus U. and is blessed with 2 children, of whom one is working at Gaisano Ozamiz as promo-merchandiser and the other one is now a graduating student at BSMT- Nautical.

To make a living, she is presently engaged in a banana production and buying and selling business. She is also receiving regular support from her husband, who is a farmer. She has been engaged in this green banana buying and selling business for 10 years already and earns approximately 5,800 PHP a month from this business activity.

In the year 2008, Lilian joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Lilian is an active member of PMPC under the Regular Loan program and has successfully repaid a loan amount of 12,000 PHP.

She is requesting a loan amount of 45,000 PHP as her 4th loan to be used for the educational expenses of her son who is now taking his SOLAS (safety of life at sea course for those wanting to work on ships) course this time. She plans to use the additional revenue generated from the business to improve the general living conditions of their family especially in meeting their basic needs, savings for future use, loan repayments, children’s education, insurances and possible business expansions.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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