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Kiponza Group
In this Group: Sharifu, Reonard, Hawa , Fatima, Rajabu, Ally , Amani , Godson, Mwantumu, Mawazo, Stella , Hadija
Sharifu A. is in his early thirties and is married with one three-year-old daughter. Sharifu owns a carpentry shop which he has been running for nine years. He works from 7 am to 6 pm daily and makes a monthly income of about $200.

This will be Sharifu’s third Motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term ends.

He used his first loan to buy cement and wood. He used his second loan to open a mobile phone shop where he sells and repairs mobile phones. He wants to use his third loan on a recorder for his wife’s business, to pay school fees for his child and to buy wood for his carpentry business. His dream is to one day have enough money to buy modern machines for his carpentry business.

Sharifu will share the loan with his loan group, Kiponza, which totals twelve members. The members of the group will hold each other accountable for paying back the loans.

In the picture, Sharifu is second from left in the first row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,200,575
    Funds lent in using Kiva
  • 1,515.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kiponza Group's $4,625 loan helped a member to buy a recorder for his wife's business, school fees and wood for his carpentry business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Sep 15, 2010
Currency Exchange Loss:
Mar 24, 2011