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Karukara Women's B, Kihihi Group
In this Group: Jolly, John, Loy, Roize, Lilian, James, Judith, Micheal, Medard, Norah, Mauda, Evalyne, Geofrey, Jackson, Fred, John, Appollo, Stephen, Lydia, Annet*, Cosma*
* not pictured
K. Jolly of Karukara Women's group, Kihihi, aged 51 years, is a married mother of 7 children. She has been operating a retail shop from Kagongi trading centre, Kihihi, selling general merchandise for over 8 years. This is the business she started after leaving her previous farming enterprise.

She trades in a variety of products for domestic use like sugar, soap, salt, cooking oil, paraffin and much more earning her 120,000 Ugandan shillings weekly.

Her main drawback is that she has limited stock of products in her shop that cannot satisfy the customers' demand. Therefore Jolly is looking forward to increasing the stock in her business when she gets this loan and also expands into a wholesale shop. This will help her earn more revenue and sustain her daily needs as she envisions improving her family’s standard of living and further educating her children.

All group members hold one another accountable in paying back the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,251.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Karukara Women's B, Kihihi Group's $5,000 loan helped a member purchase more stock for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2010
Sep 14, 2010
Currency Exchange Loss:
Mar 24, 2011