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Maira's Group
In this Group: Maira , Azada , Dinara , Burabiya
Sooner or later almost every one of us begins to think of further life plans. Every individual has his or her own. Education, family, job, hobby — the most common plans of a human being. No matter what country you live in, what race or nationality you belong to, what kind of hobby you like to spend your free time with, you want to live a worthy life. Unfortunately, unstable political and economical situations are not the best circumstances in which to build a worthwhile life. Nevertheless, people by their very nature are trying to improve their way of life.

Maira K. has the status of group leader. She is 58, married, and has two adult daughters. Her husband’s profession is hard, but not so well-paid; he is a teacher. He is already on a pension, but still has to support his family. The purpose of this loan is to buy building material for major repairs to the house. In order to repay the loan, Maira’s husband will use his pension money and his salary. In the future, both parents want to give their daughters in marriage to good men and organize both of their weddings.

Maira’s partners:

Azada A. is 69. She is married and has a rather big family. The family (husband, son, daughter-in-law and grandchildren) live together. Azada is a retiree. The purpose of her loan is to buy building materials to make thorough repairs to the house. Their intentions for the future are to do the house repairs and increase the number of cattle they own.

Dinara I. is 27, married, and raising two toddlers. A year ago she began her business of foodstuff retail selling. The purpose of her loan is to increase the range of foodstuffs she offers for sale. In the future, Dinara is planning to buy a new house.

Burabiya A., 50, is married. She is the treasurer of the group. She has four children, two of which are students. She makes her living by sewing coverlets and items for dowries on order for local people. She began her business with a national sewing manufacturer. The purpose of her loan is to buy more materials for sewing. In the future Burabiya intends to organize her children’s weddings.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our lending team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Maira's Group's $1,075 loan helped a member to purchase building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 18, 2010
Sep 14, 2010
Currency Exchange Loss:
Jul 15, 2011