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Kenanga Indah Group
In this Group: Ni Komang, Ni Ketut, Ni Putu, Ni Ketut, Ni Komang, Sayu Komang, Ni Ketut, Ni Made, I Gusti Ayu Putu, Ni Komang, Ni Luh, Ni Komang, Ni Luh , Ni Kadek, Ni Kade, Ni Luh
Ni Komang A. S. is a 35-year-old female living in the town of Melaya, Bali. She is the group leader of this sixteen-member group loan offered by MUK. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Kenanga Indah (PK-10302).

Ni Komang is married and has one school-aged child. She owns and operates a business raising pigs for sale. She has been engaged in this business for over five years and earns approximately 150,000 IDR a month.

In 2010, Ni Komang joined MUK to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is now requesting a loan of 1,500,000 IDR which will be used to purchase piglets to raise and sell. The loan will be her first from MUK.

Ni Komang plans to use the additional revenue generated from the business to financially support immediate members of her family.

About MUK:
The mission of Koperasi Mitra Usaha Kecil (MUK) is to assist small businesses in Bali by providing training, business consultation and loans thereby helping the owners and their families improve their everyday lives.

Ni Komang A. S. (0) merupakan 35 tahun wanita. Dia (perempuan) tinggal di kota Melaya - Bali. Ni Komang adalah pemimpin kelompok sebuah kelompok peminjam yang terdiri atas 16 anggota. Meskipun setiap anggota kelompok menerima pinjaman perorangan, mereka semua bertanggung jawab untuk mengembalikan pinjaman rekan anggota kelompok mereka jika ada yang menunggak atau gagal membayar. Nama resmi kelompok peminjam ini adalah Kenanga Indah (PK-10302).

Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dA. beternak babi untuk dijual. Ni Komang sudah menjalankan bisnis ini selama lebih dA. 5 tahun. DA. kegiatan-kegiatan ini, Ni Komang menghasilkan sekitar 150,000 IDR. Dalam 2010, Ni Komang bergabung MUK untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. Ni Komang meminta pinjaman untuk pertama kalinya dA. MUK. Dia (perempuan) sekarang meminta pinjaman baru sebesar 1,500,000 IDR.

Pinjaman ini akan menjadi 1st pinjaman yang diambil oleh peminjam dA. MUK.

Tentang MUK:
Misi Koperasi Mitra Usaha Kecil (MUK) adalah untuk membantu usaha kecil di Bali dengan memberikan perlatihan, konsultasi bisnis, dan pinjaman uang, dengan demikian membantu pemilik usaha dan keluarga mereka memperbaiki hidup sehA.-hA..

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,000.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kenanga Indah Group's $2,675 loan helped a member to purchase piglets to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 8, 2010
Sep 14, 2010
Currency Exchange Loss:
Apr 15, 2011