A loan of $400 helped to repair her motorcycle in order to provide better service.


Ruth's story

Ruth M. is from Carmen Annex, Ozamiz City. She is 41 years old and is married with two school-aged children. Ruth owns and operates a business providing motor transport services. She has been engaged in her business for over three years and earns approximately 15,000 PHP a month. In 2005, Ruth joined GDMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 17,800 PHP from GDMPC. Ruth is requesting a new loan of 17,000 PHP which will be used to repair her motorcycle in order to provide better service. This loan will be her 15th from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family. About GDMPC: GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small-business entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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