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Namirembe Bakyara Tweheyo Group, Ntungamo
In this Group: Emmanuel, Jonan, Joy , Jamiru, Carolyne, Elias, Adrine, Enid, Jovanis, Buheresi, Mbabazi, Molly, Penninah
As they say that determination leads to destiny, A. Emmanuel is gaining momentum in his charcoal-selling business which operates from the Kampala city markets. Many people tend to undermine casual work in Uganda but the 40-year-old married father of five children has been able to earn a living through this business for over 10 years. Charcoal is commonly used in Uganda as a form of energy in many homes to cook food and to warm houses when it's cold, as prices for paraffin, gas and electricity are always high.

Through selling charcoal, Emmanuel is able to earn 323,000 Ugandan shillings monthly although having drawbacks such as not being able to transport his products to bigger markets. With this loan, he hopes to expand and supply his charcoal to larger charcoal markets. This will help to improve his sales revenue to cater for his family’s needs.

Emmanuel belongs to the Namirembe Bakyara Tweheyo Group, Ntungamo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 126
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,251.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Namirembe Bakyara Tweheyo Group, Ntungamo's $2,500 loan helped a member to pay transportation costs providing access to bigger markets.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 12, 2010
Currency Exchange Loss:
Apr 16, 2011