A loan of $1,525 helped a member to purchase breeding livestock.


Emerita Tompong Group's story

Emerita T.'s main source of income comes from raising pigs for sale. She is 41 years old, married and has five school-aged children. They are from the town of Pan-ay Daku, Clarin, Misamis Occidental. Emerita has been in her business for over five years and earns approximately 5,000 Philippine pesos (PHP) a month. In 2005, Emerita joined PMPC to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Emerita has successfully repaid a previous loan of 14,900 PHP from PMPC which was used to to build shelter for her livestock. Emerita is requesting a new loan of 30,000 PHP which will be used to purchase breeding livestock. This will be her 11th loan from PMPC. She plans to use the additional revenue generated from the business to pay the tuition fees of her children. Emerita is the leader of a four member group accessing a loan offered by PMPC. While each member of the group receives an individual loan, they are collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. About PMPC: Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model. Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Emerita, Marilyn, Nilda, Velinda
*not pictured



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