A loan of $900 helped to invest in her small shop which she runs from her home.

Zoila Carmensa's story

Zoila Carmensa is 75 years old and runs a small shop. She has experience with micro loans and her business has benefited from them. Zoila is a very responsible and self sacrificing mother. She runs her store from inside of her own home, and the income helps to cover some of the basic costs for her family. The loan will be used to purchase pants, blouses, skirts, dresses and cosmetics which she needs in her shop, and which her customers request. Zoila is a humble person with a big heart. Hardworking and enterprising, she watches out for the well being of her family.

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Translated from Spanish by Kiva volunteer Emily Charnes

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