The applicant (21 years old, single, with a junior high education) would like a loan to purchase fabrics and a new sewing machine. Having practiced tailoring since 2004, the applicant has considerable expertise and several female clients. The applicant is most eager to further develop her work.
المقترضة 21 سنة عزباء، اكملت الدراسة الاعدادية، ستستخدم هذا القرض لشراء ماكينة خياطة جديدة واقمشة، لديها خبرة جيدة في مجال الخياطة فهي تمارس هذا العمل منذ عام 2004، للمقترضة زبائن كثر من النساء ويقومون بخياطة ملابسهم عندها، وللمقترضة شغف كبير لتطوير عملها.
Please note this Field Partner is "atypical" among Kiva's partner base as they have not been visited by any members of Kiva's staff. Because of on-going security concerns, due diligence was conducted remotely. This partner does, however, meet all of the minimum criteria for partnership with Kiva. Also, please be aware that Iraqi regulations are currently unclear about whether microfinance institutions are legally allowed to obtain foreign funding. While Kiva has been able to send and receive funds to and from Iraq in the past, there is a possibility that future loan repayments could get stuck in the country for regulatory reasons, even if individual borrowers pay back their loans. As a lender to borrowers in Iraq, you would be taking on this additional risk. Kiva cannot guarantee the return of these funds, but it will do all within its power to resolve any issues that may arise.