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Fuerza Y Accion Group
In this Group: Mercedes, Margot Marlene, Dioni Luz, Milagros Irma, Margot Hortencia, Dionicia, Lidia
Mercedes lives with her partner and has three children who are all in school. She has collaborated with Edaprospo for a year and she’s had a cosmetics business for six years. She started out with several products she had from various catalogues and now has many more products like: creams, shampoos and different kinds of cosmetics in general. She will use this loan to buy more beauty products. She would like to continue growing and to obtain a larger loan to help her family, build her house and help her children with their higher education expenses.
View original language description ↓
La Señora Mercedes es Presidenta del Banco Comunal "Fuerza y Accion", es conviviente y tiene tres hijos en el colegio. Hace un año que trabaja con Edaprospo y hace 6 que tiene un negocio de cosméticos, empezó con productos que ella tenía de varios catálogos y ahora tiene muchos más productos como: cremas, champú y diferentes tipos de cosméticos en general. Usará este crédito para comprar productos de belleza. Le gustaría seguir creciendo y obtener un monto más alto para ayudar a su familia, construir su casa y apoyar a sus hijos en sus estudios superiores.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuerza Y Accion Group's $1,050 loan helped a member to buy beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 10, 2010
Sep 21, 2010
Currency Exchange Loss:
Jan 15, 2011