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Mrs. Pen S., 26, is a mother who is caring for one child. She runs a small wooden store in front of her house, where she sells little snack foods and some groceries to her neighbors in the village. She is married to Sopheak, 29, who is a local goldsmith and also a porter in the busy local market. Pen S. is taking out her loan to accumulate a quantity of grocery inventory to sell. She intends to use some of the money to repair her motor that often breaks down.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pen to accumulate grocery inventory to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Sep 11, 2010
Currency Exchange Loss:
Jul 19, 2011