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Asankadir K. is 53-year-old farmer who lives in At-Bashy village, in the north of Kyrgyzstan. He is married and has six children. His spouse is a housewife who keeps their hearth and home in harmony.

Asankadir worked as a driver at the local combine complex and retired on a pension. But, his pension and his wife's pension, combined, doesn't meet their household expenses. They decided to engage in cattle breeding to make extra income. Asankadir used his initial capital of 10,000 KGS to buy livestock and managed to multiply its number. In order to broaden his business, he applied to Bai-Tushum and Partners for his first loan and repaid it without any delays.

For the further enlargement of his business, Asankadir plans to use this loan of 100,000 KGS to buy one horse and sheep. With the revenues, he plans to renovate his barn in order to provide good conditions for cattle maintenance. Also, in the future, Asankadir dreams to buy a minivan and return to his favorite transportation work activity.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Asankadir to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 19, 2010
Sep 11, 2010
Currency Exchange Loss:
Aug 15, 2012