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Aropat's Group
In this Group: Aropat , Munishon, Maripathon , Mukumjon
Aropat T. is the leader of this group. She is 51, married and has raised three sons; two sons work in construction and the third son went to work in Russia. Her husband is handicapped, so she takes care of him. In order to make money Aropat breeds livestock. With money received from the loan Aropat wants to purchase sheep for breeding and then resell them at a higher price after fattening them.

Munishon D. is the treasurer of the group. She is 45, married and has raised two sons and a daughter. The first son is a farmer, the second works in Russia and the daughter is married and lives separately with her family. Sixteen years ago when the collective farms broke up, Munishon got a piece of land. Since that time she and her husband have cultivated different fruits and vegetables. Her husband sells the harvest at the market, making 3000 KGS per month. Munishon applied for a loan because she wants to buy another piece of land for farming. In the future she wants to purchase a vehicle.

Maripathon B. is 46, married and has a daughter and two sons. In order to make money her sons and husband work in construction. Maripathon farms; she cultivates fruits and vegetables. With money received from a loan she wants to hire labor for the sowing process. In the future she plans to start repairing the house and purchase a cow for breeding.

Mukumjon S. is 38, married and has a son and two daughters, all of whom are at school. Mukumjon and his wife are farmers; they cultivate cotton. By selling the cotton they make 5000 KGS a month. With money received from a loan Mukumjon wants to rent a piece of land and hire labor to sow the cotton seed.

About Mol Bulak Finance:

This loan is being presented by Mol Bulak Finance, a young and ambitious, socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of its “3-Ps” concept: People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow larger) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year.

To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team—Supporters of Kyrgyzstan—at: Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Aropat's Group's $1,125 loan helped a member to purchase sheep, buy and rent land, and hire laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2010
Sep 12, 2010
Currency Exchange Loss:
Sep 15, 2011