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Mr. Sam-at N., who is 37 years old, and his wife, Mrs. Saroeun Dea, who is 30 years old (and pictured here), live along the National Road Number one, about 17 kilometers from Phnom Penh City. They have been married since 2000 and have two children, one son and one daughter. One of them attends school and the other stays at home.

Sam-at has been driving a Tuk Tuk taxi (a motorized rickshaw) in Phnom Penh for a year. His wife stays at home and does housework. The house where they live is small, so it’s difficult for family members to stay. Therefore, Sam-at is applying for his first loan of $1,000 to add to his own money to renovate the house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 67
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sam-At to add to his own money to renovate the house where he lives.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 11, 2010
Currency Exchange Loss:
Jun 15, 2012