A loan of $825 helped a member to repair a rickshaw and replace the old seat covers.


Zaib Muhammad Ramzan's Group's story

Zaib lives in Khanewal, a small town located near the city of Multan, Pakistan. Khanewal is famous for its shrines. She lives in a two-roomed brick house with her family, and she moved here with her family 30 years ago. Zaib is 56 years old, married to M. R., and the mother of five children – three sons and two daughters. Her four children are receiving an education except her eldest son who completed his education until 10th standard and couldn't continue further studies due to financial constraints. He now works as a property dealer in a company.

Zaib's husband is a rickshaw driver. He has been in this business for the last five years and it enables him to manage his children's education expenses. His eldest son contributes financially to his family as well in order to keep things running smoothly. Zaib has applied for a loan from Kiva partner, Asasah, for her husband because he has problems driving his rickshaw. With the loan, he will repair its engine and give it a new look by replacing the old seat covers with new ones. Zaib thinks that a fully repaired rickshaw will allow her husband to work with more efficiency.

Zaib is a regular loan user of Asasah and is in her third loan cycle. In previous years, she has proved herself to be a responsible client who attended every meeting and paid her installments on time.

Note: In the picture, the lady who is raising her hand is Zaib.

In this group: Zaib , Akhtari Begum, Nafees Fatima, Hajra
*not pictured


Loan details


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Loan details