A loan of $675 helped to purchase ladies' and men's clothing.


Rosa Ines's story

The community bank named "August 30" meets in the Picoaza district in the city of Portoviejo. The region is known for its commerce, its traditional feast days of San Pedro and San Pablo, and for its happy population.

Rosa is the treasurer of the community bank and it is in her house that the meetings occur. She, together with a few other colleagues, used to belong to a different community bank but they decided to break away to form their own. This will be their first loan cycle as a group. She has three children and she lives with her boyfriend. He is a taxi driver.

She sells all kinds of clothing, selling her products on order. She has many clients and they order her products especially because she offers them flexible payment methods. She collects payments on the weekends, a great advantage to her because when she picks up a payment she always makes new sales. She works on the weekends with the help of her boyfriend. She purchases her merchandise once a month in the city of Guayaquil, location where she finds the best selection. Seventy percent of this loan will be used to purchase ladies' clothing and the rest will be used to purchase men's clothing.

Her dream is to purchase a car to help her make her sales.

Translated from Spanish by Kiva volunteer


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