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Rosa Virginia
Rosa Virginia is a single woman and she has been an administrator for the past 20 years in the El Bosque hotel. Her children are adults and they have families of their own. She requests a third loan with the goal of improving her home. She wishes to repair a wall and repaint the living room. She feels so grateful for the support Afodenic (Kiva Field Partner) has imparted on her. It is thanks to these loans that she has managed to improve the quality of life for her family.
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Rosa Virginia es soltera, trabaja en el Hotel El Bosque como administradora desde hace 20 años, sus hijos son mayores y ya tienen su propia familia. Esta solicitando su 3er credito con el objetivo de realizar mejoras a su casa, como es reparacion de una pared y pintar la sala. Expresa que se siente muy agradecida por el apoyo que AFODENIC le ha brindado, pues gracias a los creditos a podido mejorar sus condiciones de vida y la de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Rosa Virginia to repair a wall and paint the living room.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 9, 2010
Sep 9, 2010
Currency Exchange Loss:
Jan 15, 2012