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Henrik H. lives in Agarak town in the Meghri region of Armenia. He has a family consisting of his wire, two children, and his mother.

Henrik works at a local factory as an electrician. To sustain his family he also keeps bees, and honey sales bring his family an additional income.

To increase his income and to reduce the affects of the business’s seasonal nature, Henrik is planning to purchase more bees.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Henrik to purchase more bees.
100% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 9, 2010
Currency Exchange Loss:
Mar 15, 2011