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Busada M. lives in the Bakai-Ata village, in the heart of Kyrgyzstan. She is 56, married, and has four grown children; her youngest son, in accordance with Kyrgyz national tradition, lives with her and helps in the household. She works as a masseur in a local hospital and is known as a physician who can soon fix a patient up.

Unfortunately, salaries of medical personnel in rural areas are very low. That s why in 1993, Busada began to engage in stock-breeding by buying milk cows. Also, she started to cultivate a plot of land with kidney-beans and perennial herbs, which serve as concentration of forage for her cattle and ensure a high quality of milk.

Busada plans to use this loan of 80,000 KGS to buy four milk cows, which will lead to an increase of milk sales, and to purchase mineral fertilizers for her plot of land. With the revenues, Busada plans to renovate her cattle barn to improve her cows' living conditions.

Busada believes that these activities will allow her to achieve prosperity and well-being for her family.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Busada purchasing cattle and fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 9, 2010
Currency Exchange Loss:
Mar 15, 2012