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Karla Group
In this Group: Karla De Los Angeles, Martha Alejandra, Magaly Rosana
The Karla communal bank’s members are: Karla de los Ángeles S. Vásquez, Martha Alejandra Vásquez C. and Magaly Rosana B. Vásquez, three women with different economic activities but the common goal to provide sustenance to their homes.

Karla, who is the group Coordinator, has a beauty salon installed in her home; she also provides in home services in her community. She will use the funds to make improvements to her salon.

Magaly has a bakery in her house and Martha is a farmer and raises cattle, especially she sells basic grains and products derived from beef.
View original language description ↓
El grupo solidario Karla se encuentra conformado por Karla de los Angeles S. V., Martha Alejandra V. C. y Magaly Rosana B. V., tres féminas con distintas actividades económicas y con la meta de llevar el sustento a sus respectivos hogares. Karla, quien es la coordinadora del grupo, tiene un salón de belleza en su casa de habitación, además atiende a domicilio dentro de la comunidad, ella utilizará el dinero para hacer mejoras a su negocio. Magaly tiene una panadería en su hogar y en cambio Martha se dedica a la agricultura y la ganadería, en especial la venta de granos básicos y productos derivados de la res.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Karla Group's $750 loan helped a member to make improvements to her beauty salon.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 30, 2010
Sep 7, 2010
Currency Exchange Loss:
Apr 15, 2011