They all work with the microfinance institution Soro Yiriwaso (Kiva Field Partner) in order to be able to meet the clients' demands. This is their third loan. The past loans have all been repaid in full. They sell various merchandise items, such as potatoes, aluminium cups, and clothing with Kadiatou Vieux T..
With this loan she will purchase 20 wraps and pieces of fabric. She carries out her purchases from wholesalers in the Sikasso market.
She sells her items in the Kamalen Sirakoro market and from her home. She finalizes her sales in cash and often in credit, selling to a clientele made up of both men and women.
She plans on seeing monthly earnings of 35.500 francs, a part of which will be put away into savings and part will be used to fill the family's needs. She will also reinvest some earnings back into the business. Her ambitions are to have greater capital funds to be able to meet her clients' demands. She also hopes to purchase wedding items for her eldest daughter’s marriage.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle et sont à leur treizième prêt. Les prêts passés se sont tous bien dénoués.
Elles font la vente d’articles divers tels la pomme de terre, les tasses aluminium, les habillements avec Kadiatou Vieux T..
Avec son nouveau prêt, elle compte acheter, 20 pièces de pagnes et tissus. Elle s’approvisionne au marché de Sikasso auprès des grossistes.
Elle vend au marché de KAMALEN SIRAKORO et à domicile, au comptant, en détail et souvent à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel de 35.500 FCFA dont une partie sera utilisée pour l’épargne et les besoins de la famille, l’autre partie sera investie dans les activités.
Elle ambitionne avoir plus de capitaux pour mieux satisfaire sa clientèle et pouvoir s’acheter des articles pour le trousseau de mariage de sa première fille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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