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Rose Ann
Rose Ann A. is from the village of Kinura, in Kalilangan, Bukidnon. She is 23 years old, married, and has 2 infant children. To make a living, Rose Ann owns & operates a service-based business. The main source of income for the business comes from providing motorsikad (a motorcycle with a sidecar) services to local community members, with her husband as the driver. She has been engaged in her business for over 2 years, and earns approximately 7,000 PHP a month.

In 2010, Rose Ann joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI, which was used to to purchase materials needed to provide her service. She is requesting a new loan of 8,000 PHP, which will be used to purchase materials needed to expand her services. This will be Rose Ann’s 2nd from HSPFI. She plans to use the additional revenue generated from the business to improve and expand it.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 366
    View loans »
    Philippines Loans Fundraising
  • $66,132,425
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Rose Ann to purchase materials needed to expand her services.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 9, 2010
Sep 7, 2010
Currency Exchange Loss:
Jun 15, 2011