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Maria Marcela
María is a hard working woman who is devoted to work. She’s a small merchant who has secured a good customer base over the years.

She sells prepared meals, various fried foods, sweets, soft drinks, juices, smoothies, fruits in front of her house. She now stocks more items; she used to just sell prepared food.

The loans have been an alternative pathway to improve income in that they allow her to meet her personal expenses like utility payments and loan repayments.

This loan will be used to buy food items like: meat, chicken, a quintal (equal to 46 kilos) of corn, a large container of cooking oil, lard, fruit, vegetables, sweets among others to start making more food and selling more to improve her family’s economy.
View original language description ↓
María es una mujer trabajadora, dedicada al trabajo, pequeña comerciante que atreves de los años ha logrado captar sus clientes.
Se dedica a la venta de comida en frente de su casa, fritanga variada, golosinas, gaseosas, jugos, frescos, frutas, ahora tiene más producto que ante ya que solo vendía comida anteriormente, los financiamiento han venido hacer una puerta de alternativa para mejorar sus ingresos que atreves de los cuales logra cubrir sus necesidades personales como pagos básicos, pagos del financiamiento.
Con este préstamo invertirá en productos de alimentos como: carne, pollo, quintal de maíz, bidón de aceite, manteca, frutas, verduras, golosinas entre otros para comenzar hacer mas comida esperando vender más, para una mejor economía familiar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Maria Marcela she will buy: chicken, a quintal (equivalent to 46 kilos) of corn, fruits and vegetables, sweets and others to increase sales.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Sep 6, 2010
Currency Exchange Loss:
Aug 15, 2011