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Gulyaz T. is 52 years old. She is married and has 4 children. Her 22-year-old daughter is already married and also works as a kindergarten teacher. Her 20-year-old daughter attends a university and helps her mother with work. Her 17-year-old son goes to school, and her 16-year-old daughter goes to school too and likes to draw. Gulyaz and her family live in the Fuzuli region.

Gulyaz has been working in this business for 7 years. Her sister, who is also in sales, taught Gulyaz this business. Now Gulyaz needs 2000 AZN in order to buy goods for resale. As you can see on the photo, Gulyaz sells goods on the street and also sells at home to her neighbors and acquaintances. At home, her daughters look after the goods sales and that is how they help their mother with work.
View original language description ↓
Gulyaz T. 52 qoda. Ona zamujem i imeyet 4 detey,doch 22 let uje zamujem i v toje vremya rabotayet v detskom sadu vospitatelnicey, doch 20 let uchitsya v universitete i pomoqayet materi po rabote, sin 17 let uchitsya v shkole,doch 16 let uchitsya v shkole i lubit risovat. Gulyaz i yeyo semya jivut v Fuzuli regione.

Gulyaz uje 7 let kak rabotayet v etom biznese. Etomu biznessu eyo nauchila sestra kotoraya toje prodayet. Gulyaz seychas nujdayetsya v 2000 AZN chtobi kupit tovar dlya pereprodaji .Kak vi videte na fotoqrafii Gulyaz prodayet na ulice no krome etoqo ona prodayet eshe i doma svoim sosedyam i znakomim kto yeyo znayet.Doma za prodajey tovarov smotrit yeyo dochki etim oni pomoqayut mame po rabote.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Gulyaz purchase of goods for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 28, 2010
Sep 2, 2010
Currency Exchange Loss:
Mar 15, 2012