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Mamile's Group
In this Group: Mamile, Sapargul , Indira , Beishebiubiu
Mamile O. is the leader of this group. She is 37 and married with a daughter and a son, both of them at school. Her husband works in construction.

In order to make money, Mamile takes orders and sews national clothes and sells dressmaking supplies. She started this activity four years ago with an initial investment of 4,000 soms and now makes 8,000 soms per month. She is also engaged in cattle breeding.

With money received from the loan, Mamile wants to purchase more cattle for breeding. In the future she wants to increase the number of her cattle and save money to provide her children with a good education.

The other group members are:

Sapargul K. is treasurer of the group. She is forty-three and married with three children: her elder daughter is sixteen, her elder son is thirteen and her youngest daughter is two years old. Her elder daughter and son go to school and her youngest daughter is at home. Her husband is a salesman. Sapargul helps her husband in selling lime. Before, her husband was assisting his friend in selling lime but, five years ago, he decided to start selling it himself. His initial investment was only 2,000 soms but now they receive 10,000 soms monthly. Sapargul is applying for a loan in order to increase their turnover, using the loan to purchase more lime. In the future, they are planning to reinvest all their money in the purchase of lime.

Indira S. is thirty-eight and married with three children: her daughter is sixteen, her second, a son, is twelve and her youngest son, is two years old. Her daughter and her elder son go to school and her youngest son is at home. Her husband is a meat supplier while Indira works at a sewing workshop and in a café called “Tofic”. Twelve years ago, her parents gave her a calf on the birthday of her son and she decided to start cattle breeding with that calf. Since that time, they have significantly increased the quantity of their cattle and have sold some. Now, they have a milk cow and two calves. Cattle breeding brings them 14,500 soms monthly. Indira is applying for a loan in order to purchase additional cattle to continue their cattle breeding business.

Beishebiubiu O. is fifty-seven and married with a son twenty-two years old. Her son works abroad. Her husband is a guard at a local school while Beishebiubiu is a housewife who breeds cattle while she is at home. She started cattle breeding three years ago with an initial investment of 1,000 soms and now makes 10,000 soms. She plans to increase the number of her cattle and therefore she is applying for a loan in order to purchase additional cattle for breeding purposes. With the profits from cattle breeding, she is planning to buy a car.

--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mamile's Group's $975 loan helped a member to purchase more cattle for breeding.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2010
Sep 3, 2010
Currency Exchange Loss:
Jan 15, 2011