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Nida P. is a widow who lives in Park Kambiakeke, Barangay Guiwanon, Bantayan, Cebu City. She earns her living by operating three business ventures. She has a crab meat vending business, a dried fish vending business and she also operates a sari-sari (general) store.

Nida joined NWTF-Project Dungganon in 1999 because she wanted something better for her family. With the help of her past nineteen loans from NWTF-Project Dungganon, Nida has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 19,500 PHP helped her earn a monthly profit of about $554, raising the family's standard of living.

This time, for her 20th loan, she is borrowing 19,500 PHP, which she intends to use as additional working capital so that she can continue to save up for the future of her family and her businesses and for the education of their future children. Nida P. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 446
    View loans »
    Philippines Loans Fundraising
  • $69,731,675
    Funds lent in using Kiva
  • 45.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nida additional working capital for business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 18, 2010
Sep 2, 2010
Currency Exchange Loss:
Apr 15, 2011