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Xiomara Del Carmen
Mrs. Xiomara R. is from the town of El Sauce. She has been employed as a City Librarian for 8 years.

Ceprodel has granted seven loans for personal expenses.

This loan is requested to buy school clothes and shoes for her children for the national holidays that are celebrated in the country.
View original language description ↓
La Sra. Xiomara R. es originaria del municipio de El Sauce, se desempeña como Bibliotecaria en la Alcaldía Municipal de El Sauce donde tiene ocho años de laborar para dicha Institución. En Ceprodel se le han otorgado siete créditos para gastos personales. El crédito lo solicitó para la compra de ropa y zapatos escolares para sus hijos para las fiestas patrias que celebran en nuestro país.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Xiomara Del Carmen for school expenses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Sep 26, 2010
Currency Exchange Loss:
Sep 3, 2011