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Franklin Jose
Franklin F. M. works for the ‘Centro de Insumos para la Salud’ (a medical supply warehouse) as a receiver and shipper in warehouse D-1 in the distribution department.

He is the father of a family with two school-aged children.

He works from Monday to Friday, 8 in the morning to 3 in the afternoon.

The loan requested is for the purchase of construction materials such as: sand, cement, and iron to build a wall in the front part of his house.

View original language description ↓

El Sr. Franklin F. M., trabaja para el centro de insumos para la salud y trabaja como Recibidor –Entregador del almacén D-1 de la dirección de Distribución.
El es padre de familia de dos hijos y estos se encuentran en edad escolar.
El trabaja de lunes a viernes de 8 de la mañana hasta las tres de la tarde.
El préstamo solicitado es para la compra de materiales de construcción como: Arena, cemento y hierro para la construir un muro en la parte delantera de su casa.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Franklin Jose purchase of construction materials: sand, cement, and iron.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Aug 17, 2010
Sep 26, 2010
Currency Exchange Loss:
Dec 17, 2011